Wills and LPAs

What is a Will?

Your will tells everyone what should happen to your money, possessions and property after you die (all these things together are called your ‘estate’). If you don’t leave a will, the law decides how your estate is passed on – and this might not be in line with your wishes.

Four reasons why you need a Will

  1. A Will makes it much easier for your family or friends to sort everything out when you die – without a will the process can be more time consuming and stressful.
  2. If you don’t write a Will, everything you own will be shared out in a standard way defined by the law – which isn’t always the way you might want.
  3. A Will can help reduce the amount of Inheritance Tax that might be payable on the value of the property and money you leave behind.
  4. Writing a Will is especially important if you have children or other family who depend on you financially, or if you want to leave something to people outside your immediate family.

Your wishes and who carries them out

Your Will tells people two very important things:

  • Who should have your money, property and possessions when you die.
  • Who will be in charge of organising your estate and following the instructions you leave in your Will – this person is called your ‘executor’, and you can name more than one person if you want to.
  • You can also use your Will to tell people about any other wishes you have, like instructions for your burial or cremation.

Your executor will do their best to make sure your wishes are followed, as long as they don’t involve breaking the law.

It might not always be possible for your executors to carry out your instructions.

For example, a person you want to leave something to might die before you do, but if you have a Will there’s a better chance of things happening the way you want.

Make sure your Will is legally valid

Your Will doesn’t have to be on special paper or use a lot of legal language.

A document is a valid will as long as it:

  • Says how your estate should be shared out when you die.
  • Was made when you were able to make your own decisions and you weren’t put under pressure about who to leave things to.
  • Is signed and dated by you in the presence of two adult, independent witnesses, and then signed by the two witnesses in your presence – the witnesses can’t be people who are going to inherit anything from you (or their husband/wife or civil partner.)

How to start making a Will

If your family is small and you want to leave everything to them, making your Will is fairly straightforward.

If your situation is more complicated – for example, if you have a second family or you want to leave money and gifts to lots of people – you’ll need to plan more carefully.

Either way, don’t put it off – make sure that what you leave behind will go to the people you intended.

Key stage 1 – Make a plan

Start by thinking about what you want to leave to whom, take as long as you need to decide, and consider talking to your family – they might have some suggestions you haven’t thought of.

Key stage 2 – Discussion and advice

Get in touch and we can talk through yourwishes and advise on the best way to proceed. We offer clear, expert guidance to help you choose the right approach. Please allow about an hour and a half.

Key stage  3 – Writing the will and executing

There are several ways to have your will written, and the best approach depends on how complex your wishes are. Whether your needs are straightforward or require more detailed planning, we’re here to guide you through the process.

Once your will is written (typically four weeks), we can also assist with its execution—ensuring your instructions are carried out exactly as intended.

Stay in Control with a Lasting Power of Attorney

A Lasting Power of Attorney (LPA) is a legal document that empowers you to choose who can make important decisions on your behalf if you’re ever unable to do so yourself. It ensures your wishes are respected and your affairs are managed by someone you trust.

There are two types of LPAs:

  • Property & Financial Affairs LPA
    This allows your appointed attorney to manage your finances, including paying bills, handling bank accounts, and making decisions about property and investments.
  • Health & Welfare LPA
    This gives your attorney the authority to make decisions about your healthcare, medical treatment, and daily care, including where you live and your personal wellbeing.

By setting up an LPA, you’re safeguarding your future and ensuring that your voice is heard, even when you can’t speak for yourself.

Key Stage 1 – Make a Plan

Start by considering who you trust to make decisions on your behalf, and what kind of decisions they may need to make—whether about your health, welfare, property, or finances. Take your time to reflect, and consider discussing your thoughts with family or close friends.

Key Stage 2 – Discussion and Advice

Get in touch with us to talk through your wishes. We’ll provide clear, expert guidance on the types of LPA available and help you decide which is right for your circumstances. This stage typically takes around an hour and includes answering any questions you may have.

Key Stage 3 – Drafting and Registration

Once you’ve made your decisions, we’ll complete the LPA forms and ensure they meet the legal requirements. We’ll also guide you through the signing and witnessing process (typically up to 4 weeks later). We will then register them with the Office of the Public Guardian.

Our fixed fees on which no VAT is charged

Our pricing structure is flexible to your individual needs, The prices below are an indication, and our consultants will be happy to talk through tailoring to your individual needs:

Last Will and Testament – Simple Will (Single Person) £240
Last Will and Testament – Two Simple Wills (Couples, Mirror Wills) £350
Last Will and Testament – Will Including a Trust (Single Person) £300
Last Will and Testament – Two Wills Including Trusts (Couples) £480
Expression/Letter of Wishes £60
Lasting Power of Attorney (Property & Financial Affairs) £195 plus OPG fees of £82 (Total £277)
Lasting Power of Attorney (Health & Welfare) £195 plus OPG fees of £82 (Total £277)
Lasting Power of Attorney both documents (2 x LPAs) £360 plus OPG fees of £164 (Total £524)
Lasting Power of Attorney both documents for couples (4 x LPAs) £480 plus OPG fees of £328 (Total £808)
Advance Directive (Living Will) £195
Document storage £25 per year
Document Retrieval £20 per retrieval
Severance of Tenancy £150
Call out fee for Emergency Wills

(express: 48 Hour service to complete Will)

£100

All charges include an initial visit to your home, to discuss your requirements and a second visit to supervise the signing of your documents. Ask us for information on how long the process takes from start to finish, typically four weeks.

The OPG (Office of the Public Guardian) fee to register a Lasting Power of Attorney (LPA) will inclease to £92 from 17 November 2025.

Packages

Silver package (for couples) – £600 plus OPG fees of £164 (save £135) includes the following:
Mirror wills
Lasting Power of Attorney – Property & Financial Affairs x 2
Document storage for first year – thereafter £25 per annum

Total price £764

Gold package (for couples) – £900 plus OPG fees of £328 (save £205) includes the following:
Two Wills Including Trusts (if required)
Lasting Power of Attorney – Health & Welfare x 2
Lasting Power of Attorney – Property & Financial Affairs x 2
Expression/Letter of Wishes x 2 (if required)
Document storage for first year – thereafter £25 per annum

Total price £1,228

Secure document storage

Your will is an important document which can be easily lost or invalidated. A lost or invalid will means no will. We offer a service whereby, for a small annual fee, your documents are stored securely and locally, allowing your executors to access quickly and easily when the time comes. This service includes a letter to your executors telling them where your will is being stored and how to retrieve it as well as providing free advice on probate issues to your executors to help them carry out your wishes.